About

Learn more about River Town FCU!

About River Town FCU

River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products.

In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups. In 2004, the Board of Directors amended the bylaws to change the name from Sparks Federal Credit Union to River Town Federal Credit Union. The name, River Town Federal Credit Union, was selected because it best reflects the surrounding area and one of the city’s greatest resources: the Arkansas River.

In April 2021, River Town was approved by the NCUA Office of Credit Union Resources and Expansion to become a Community Charter Credit Union, opening eligibility to all people in Sebastian, Crawford, or Sequoyah County. We are an approved Community Development Financial Institution (CDFI), meaning that we have a primary mission of promoting community development. River Town FCU is excited to be able to serve the people in all of these communities who can now benefit from lower loan rates, fewer fees, and a voice in what happens at the credit union.

Who Can Join?

All people who live, work, worship, or attend school in Sebastian, Crawford, or Sequoyah County are eligible to join River Town Federal Credit Union. Also, businesses and other legal entities within these counties can open accounts with us!

If you have questions about your eligibility, please give us a call at (479) 784-5600 or email us at info@rivertownfcu.org. We would love to help you open an account at River Town Federal Credit Union! To apply for membership, click the ‘Become A Member’ button below.  It’s fast and easy!

After you’ve completed the membership application, we will need two items to process your application:

• $5.00 minimum deposit

• Two forms of ID emailed to info@rivertownfcu.org

We’re Here To Serve You!

Board Of Directors

River Town Federal Credit Union has seven (7) members on the Board of Directors. Members meet once per month. They represent our members and their terms are staggered, with a limit of three (3) years each.