Standard Loans

A personal loan from River Town Federal Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from River Town FCU comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

With a River Town Federal Credit Union share secured loan, your deposit in a River Town FCU share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you’ll even continue to earn dividends on your savings!

Turn your home ownership into a more rewarding experience with a home equity line of credit from River Town FCU. Capitalize on the value you’ve built up in your property with case for home improvements, educational expenses, or whatever purpose suits you. A home equity line of credit from River Town FCU carries a competitive interest rate and the efficient, personalized service you’re accustomed to receiving from your credit union.

Shopping for a new or used car or truck? You’ve already got plenty to think about: makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with an auto loan from River Town FCU. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.

Financing is available for both new and used, street legal motorcycles.

Ready to add to your leisure-time fun with a boat, personal watercraft, camper, 4-wheeler or motor home? Let River Town FCU help you finance those dreams. We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. When it’s time to stop dreaming and hit the road or the water, come to River Town FCU for your recreational vehicle financing needs!

All loan rates are quoted as an Annual Percentage Rate (APR)

Interest rates will vary depending on applicants credit score, credit history, and other factors.
Rates are subject to change. See the Rate and Fee Schedule.

Contact our Loan Department at (479) 784-5600 for more information on loans or fill out a Loan Application Here.

We do not discriminate on the basis of color, religion, national origin, sex, marital status, receipt of public assistance, or age (provided the applicant is old enough and otherwise has the legal authority to enter into a binding contract).