River Town FCU
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SHARE RATES

Share Rates
Annual Percentage Yield is accurate as of March 31, 2014. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimum Opening Deposit
Minimum Balance to  Earn APY
Dividend  Rate
Annual Percentage Yield
Regular Shares <$4,000.00
$5.00
$100.00
0.15%
0.15%
Regular Shares >$4,000.00
$5.00
$100.00
0.20%
0.20%
Christmas Club
$5.00
$100.00
0.15%
0.15%
Vacation Club
$5.00
$100.00
0.15%
0.15%
Christmas Club II
$5.00
$100.00
1.00%
1.00%
Share Draft
$5.00
$500.00
0.10%
0.10%
Variable IRA Shares
$5.00
$100.00
0.15%
0.20%
Money Market Super Share <$10,000.00
$5.00
$100.00
0.15%
0.20%
Money Market Super Share >$10,000.00
$5.00
$100.00
0.20%
0.25%
 

Regular Certificate of Deposit (CD's) & IRA Certificate of Deposit (IRA CD's)

Annual Percentage Yield is accurate as of November 01, 2012. Rates and other terms may change at any time without prior notice. *$500.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Account Type
Dividend Rate
APY
Term
6 Month Share Certificate - $500 to $39,999.99
0.399%
0.40%
6
6 Month Share Certificate - $40,000 to $99,999.99
0.429%
0.43%
6
6 Month Share Certificate - $100,000 and over
0.449%
0.45%
6
1 Year Share Certificate - $500 to $39,999.99
0.499%
0.50%
12
1 Year Share Certificate - $40,000 to $99,999.99
0.529%
0.53%
12
1 Year Share Certificate - $100,000 and over
0.549%
0.55%
12
2 Year Share Certificate - $500 to $39,999.99
0.698%
0.70%
24
2 Year Share Certificate - $40,000 to $99,999.99
0.728%
0.73%
24
2 Year Share Certificate - $100,000 and over
0.748%
0.75%
24
3 Year Share Certificate - $500 to $39,999.99
0.897%
0.90%
36
3 Year Share Certificate - $40,000 to $99,999.99
0.927%
0.93%
36
3 Year Share Certificate - $100,000 to over
0.947%
0.95%
36
*APY = Annual Percentage Yield