River Town FCU
Account Number
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Regular Share Account Fees
Regular Share Monthly Fee
Free with minimum balance
Excessive Withdrawal Fee
$3.00 per Withdrawal - After five (5) per month
Club Account Excessive Withdrawal (Christmas/Vacation)
$3.00 per Withdrawal - After three (3) per month

Christmas Club II Accounts

Withdrawal Fee
$15.00 per Withdrawal
Share Draft/Checking Account Fees
Regular Checking Monthly Fee
Check Cashing Fees-Account with no other activity:
$499.00 and less
$500.00 to $1,999.00
Over $2,000.00
Cash Advance from pay card
$5.00 per transaction
NSF Check Fee
$25.00 per Item
NSF Fee (check paid - account negative)
$25.00 per Item
Other Service Fees
Account Close or Wire Transfer Funds Out
Account Counseling
Account Replacement $25.00
Account Research & Checking
$25.00 per hour
ACH $ to Other Institutions (ACH Origination)
$5.00 to set-up
ACH Return Item
$25.00 per item
ACH NSF (ACH paid-account negative)
$25.00 per item
Cashier's Check
$5.00 per item
Check Copy on line
Check Copy in branch
$5.00 per item
Coin Processing
2% of Total
Debit Card Replacement
Debit Card Replacement Overnight
Deposited Item NSF Check $25.00 per item
Deposit Items sent for collection $25.00 per item
Dormant Account - If over 18 and no activity for 180 days and less than $25.00 in Share Account $10.00 semi annually
Early Account Closing Fee (within 90 days of opening) $15.00
Fax $3.00 per page
Garnishment of Account Levy $30.00
Mail receipts to member for night drop, mail or phone $1.00
Money Order $1.00 each
Overdraft from Share to Checking Account $5.00 per transfer
Reconcilement Per Month
Minimum $25.00

Payroll Deduction. of ACH DD Net Pay

No Charge

Reconcilement per month Minimum $25.00
Returned mail-bad address $3.00
Share Draft & Check Printing Prices may vary based on style
Document VISA online Free
Document VISA in branch $5.00 per page
Stop Payment $25.00
Stop Payment Run $30.00 Request
Temporary Checks-4/Page $2.00 per page
Verification of Deposit $5.00
Verification of Deposit-Faxed Response $3.00 per page
Gift Cards
Gift Cards
Gift Card Reload
IRA Account Fees
No Charge
Transfer money to another institution
Safe Deposit Box Fees - Annual Rental
3 x 5
3 x 10
5 x 10
7 x 10
10 x 10
Key Deposit
$10.00 per box
Lost Key & Drill Lock Fee
Late Payment Fee
Loan Fees
Loan Application/Update Loan Application
$6.00 each
Small Amount Loan Application Fee
Loan Skip Payment
$25.00 1x per 12 MO.
Overnight Document Delivery
Refinance Auto (Auto on Books of CU)
$50.00 each
Regular Loan - Late Fee
$20.00 or 5% of payment whichever is higher
VISA Card Fees
Late Payment Fee
Return Check Payment Fee
No Charge
Application Fee
Late Payment Fee
Minimum Advance Fee
Maximum Number Advance Fee
Non-sufficient Funds
Share Value
Par Value of One Share
Notary Service
Accounts with a balance below $25.00 or no activity
Wire Transfer
$15.00 per Transfer
$5.00 per Transfer
$40.00 Each
This fee schedule is subject to change by the Board of Directors.